Living in Portugal: A Complete Guide for Expats

Portugal is amazing. Living here means enjoying life in all its aspects, a perfect balance of beauty, culture, and convenience. The weather is consistently pleasant, the cost of living is affordable compared to other European countries, and the people are welcoming. Most now speak or understand English, which makes settling in much easier. For those considering starting a business, the country provides plenty of open space and opportunities to grow.

However, while moving to Portugal can be incredibly rewarding, it requires careful preparation to avoid common pitfalls. This guide will walk you through every important step to help you make a smooth transition into your new life in Portugal.

Why Choose Portugal for Residency

It’s no wonder that so many people are relocating to Portugal for a better life. The number of foreign residents has nearly doubled in the past five years. With remote work becoming mainstream, the appeal of Portugal's laid-back, affordable lifestyle draws in more expats and digital nomads every year. In response, the country has introduced new and exciting programs and made adjustments to its tax systems to attract even more global citizens.

Portugal has also made the process of gaining residency or even citizenship easier for foreigners. As a member of both the EU and the Schengen Zone, it offers free movement across Europe. Programs like the Golden Visa further simplify the process for investors.

Benefits of living in Portugal

Beyond its sunlit coastlines and welcoming vibe, Portugal offers a blend of benefits that appeal to individuals and families looking to make a meaningful move. Here’s a closer look at some of the reasons that make Portugal a standout choice:

1. Affordable Cost of Living

Compared to many European countries, Portugal is refreshingly affordable. From housing to dining out, everyday costs are manageable, making it easier to maintain a high quality of life without overspending.

2. Family-Friendly Environment

Portugal is exceptionally welcoming to families. Public parks, beaches, and cultural festivals make it a great place for children, while the education system offers strong international schooling options for expat families.

3. Safety and Stability

Portugal consistently ranks as one of the safest countries in the world. Its low crime rates and peaceful environment provide residents with peace of mind, whether they’re raising a family or enjoying retirement.

4. Pathways to Residency and Citizenship

With flexible programs like the Golden Visa, D7 Visa, and Digital Nomad Visa, Portugal has made it easier than ever for expats to gain residency. After five years of living in the country, you can even apply for citizenship, granting access to EU privileges.

5. A Thriving Expat Community

Portugal has a well-established expat community, particularly in cities like Lisbon, Porto, and regions like the Algarve. This makes integration easier, as expats can quickly build friendships and find support networks.

6. Exceptional Healthcare Access

Both public and private healthcare services in Portugal are accessible and of high quality. The system is affordable and efficient, ensuring residents receive the care they need without excessive costs.

7. Travel Opportunities

As a member of the Schengen Zone, Portugal provides visa-free access to 26 European countries. Its central location also makes it a perfect base for exploring Europe, North Africa, and beyond.

Portugal Golden Visa Overview

The Portugal Golden Visa, introduced in 2012, is a residency-by-investment program that offers non-EU nationals a clear path to Portuguese residency. This program has become a global favorite due to its simplicity and the opportunities it provides for families, entrepreneurs, and investors seeking access to Europe.

Key Facts About the Portugal Golden Visa

• Path to Citizenship: After maintaining residency for five years, you can apply for Portuguese citizenship, granting access to EU privileges such as visa-free movement and work rights.

• Multiple Investment Options:
  • €500,000 in private equity funds (excluding investments directly or indirectly related to real estate)
  • Creation of at least 10 jobs
  • €500,000 donations to research activities conducted by public or private scientific institutions
  • €250,000 donations to support artistic production or the preservation of national cultural heritage
  • €500,000 to establish a commercial company in Portugal, creating five permanent jobs

• Family Inclusion: Spouses, dependent children, and even dependent parents can benefit from the program, making it ideal for family relocation.

• Tax Efficiency: While the Golden Visa doesn’t automatically include tax advantages, combining it with Portugal’s Non-Habitual Resident (NHR) regime can significantly reduce your tax burden for up to 10 years.

Savory and Partners has years of experience helping applicants successfully navigate the program. We guide clients from start to finish, ensuring compliance with Portuguese regulations and maximizing the program’s benefits.

Quality of Life in Portugal

Portugal’s reputation as a destination for a fulfilling lifestyle continues to grow, offering an exceptional balance between work and leisure. Portugal is one of the few places where the concept of balance is a way of life. The work culture in Portugal prioritizes reasonable hours, allowing residents to spend more time on personal pursuits and family activities.

Public holidays, siestas, and an appreciation for slow, meaningful living all contribute to this unique approach. Remote workers and digital nomads particularly appreciate Portugal for its relaxed but productive atmosphere.

Cost of Living in Portugal

What does it cost to live in Portugal? All including housing to daily expenses, utilities, and more. Let's break down the essential costs for anyone considering a move to this beautiful and affordable European destination.

Monthly Average Costs in Portugal (2025)

Housing Costs in Portuguese Cities

The cost of housing in Portugal varies greatly depending on the city or town.

• Lisbon and Porto: Rent for a one-bedroom apartment in Lisbon averages €1,000, while in Porto, it’s closer to €800. For families, larger apartments or homes may cost €1,500 or more.
• Smaller Towns: Places like Braga, Coimbra, or Évora offer more affordable housing, with one-bedroom apartments costing around €500–€700 per month.
• Purchasing Property: Real estate prices start at €2,500 per square meter in Lisbon but drop to around €1,200 in smaller towns. Portugal’s growing real estate market offers attractive options for both buyers and investors.

Daily Expenses and Utilities

Everyday living in Portugal is manageable, with utility bills, groceries, and transport expenses among the most affordable in Western Europe.

• Utilities: Expect to pay €100–€150 monthly for electricity, water, and internet. Prices remain consistent across the country, though coastal homes may incur higher heating costs during the winter.
• Groceries: Fresh produce and local specialties like bread, cheese, and seafood are reasonably priced. Shopping at farmers’ markets can save even more.

Food and Entertainment

Portugal is known for its affordable dining and lively culture.

• Dining Out: Local eateries offer hearty meals for €10–€15. Upscale dining or international cuisines in cities might cost €30 per person.
• Entertainment: Festivals, live music, and local events are a big part of Portuguese culture. Many activities are free, while museum entries and cinema tickets range between €5–€10.

Comparison with Other European Countries

To truly understand how affordable Portugal is, let’s compare its cost of living with a few other European countries.

Housing Costs

• Portugal: In Lisbon, a one-bedroom apartment in the city centre costs around €1,000 per month. If you move to smaller cities like Braga or Coimbra, the rent drops to €500–€700.
• Spain: Madrid’s rents are higher, averaging €1,500 in the city centre. Even smaller cities like Valencia start at €900 for similar apartments.
• France: Paris remains one of the priciest cities in Europe, with one-bedroom apartments costing over €2,200. Even in smaller French cities like Nice or Toulouse, you’ll rarely find rent under €1,200.
• Italy: Rome’s rental prices average €1,200, while Milan is closer to €1,500. Smaller towns like Bologna still hover around €900.
• Germany: Berlin’s rental market has surged recently, with one-bedroom apartments averaging €1,500. Munich, known for its high costs, easily surpasses €2,000.

Groceries and Dining

• Portugal: Weekly groceries for one person cost €35–€50, with local markets offering fresh fruits, vegetables, and seafood at excellent prices. Dining out is also a treat, with meals at local restaurants starting at just €10–€15.
• Spain: Groceries are comparable to Portugal but dining out in cities like Barcelona or Madrid costs more, with meals starting at €15–€20.
• Italy: Groceries are slightly higher, especially in northern cities, with weekly costs ranging from €50–€70 per person. Dining out typically starts at €15 for a basic meal.
• Switzerland: Weekly groceries can cost €100 or more, and dining out is a luxury, with meals starting at €30–€50 for something basic.
• Netherlands: Grocery costs in cities like Amsterdam are about €60–€80 per week, while dining out typically starts at €20 per meal.

Transportation

• Portugal: A monthly public transport pass in Lisbon or Porto costs around €40–€50. Taxis and ride-shares are also affordable, and intercity trains are reasonably priced.
• Spain: Monthly passes in Madrid cost about €55, and intercity train prices are comparable to Portugal but can increase during peak times.
• France: Paris metro passes start at €75 monthly, and regional train prices are considerably higher than Portugal’s.
• Germany: Berlin’s public transport pass costs about €90 per month, with intercity train rides priced significantly higher than in Portugal.
• Sweden: Stockholm’s monthly transit card costs about €90, and single rides are noticeably more expensive than in Portugal.

Portuguese Residency and Visa Options

When moving to Portugal, you have several attractive residency options to choose from, as the government has introduced various programs to go with expats’ diverse needs.

Summary of Portuguese Residency and Visa Options

Portugal Golden Visa Program

The Portugal Golden Visa remains one of the most sought-after residency programs in Europe, particularly for investors looking to benefit from Portugal’s growing economy and high living standards.

After five years of residency, you can apply for permanent residency or even citizenship, granting access to the EU. The Golden Visa also covers family members, including spouses and dependent children, allowing them to enjoy the same residency benefits.

D7 Visa for Passive Income

The D7 Visa offers a straightforward pathway for retirees and financially independent individuals to settle in Portugal. Applicants need to show proof of passive income that meets or exceeds Portugal’s minimum wage, which in 2025 is approximately €10,440 per year. Acceptable sources of income include pensions, rental income, or dividends. For families, the required income increases by 50% for a spouse and 30% for each dependent child.

This visa grants full residency rights, including access to Portugal’s public healthcare system and eligibility for tax benefits under the Non-Habitual Resident (NHR) scheme. It also supports family reunification, allowing residents to bring their loved ones. After five years of residency, D7 Visa holders can apply for permanent residency or citizenship.

Digital Nomad Visa

Portuguese Digital Nomad Visa is for remote workers and freelancers, who want to legally live and work in Portugal while maintaining their foreign employment. Applicants must show proof of remote work, either as employees of foreign companies or as self-employed individuals, with a minimum monthly income of €3,480.

This visa provides access to residency rights and Portugal’s public services, including healthcare and education. Portugal has become a top destination for remote workers, with cities like Lisbon, Porto, and Madeira offering excellent internet infrastructure, coworking spaces, and vibrant digital nomad communities.

D2 Visa for Entrepreneurs

The D2 Visa is for entrepreneurs and small business owners who want to set up or relocate their business operations to Portugal. To qualify, applicants must present a viable business plan or demonstrate ownership of an existing business they intend to operate in Portugal.

The minimum yearly wage requirement is similar to the one for the D7 visa, which is €10,440 for the main applicant, 50% and 30% of the minimum wage for the spouse and dependent child correspondingly. The business should align with Portugal’s economic priorities and show potential for creating jobs or contributing to the local economy.

This visa allows entrepreneurs to access Portugal’s residency benefits while running their business in a dynamic European market. Immediate family members are also covered under this visa, enabling them to enjoy residency benefits.

Family Reunification

For those with family members already residing in Portugal, the Family Reunification option makes it easy to join loved ones and enjoy the same residency benefits. Once a primary applicant secures residency, they can sponsor family members such as spouses, dependent children, and parents.

This process ensures family unity and provides access to Portugal’s public services, including healthcare and education. Family members can also apply for permanent residency or citizenship after five years.

Healthcare System in Portugal

Healthcare is another critical aspect to consider, whether you’re moving to Portugal alone or with your family. Portugal’s healthcare system is known for being both reliable and accessible, offering residents a range of affordable options through its public and private sectors.

Here’s a detailed look at how healthcare works in Portugal and what you can expect in 2025.

Public Healthcare Access

Portugal’s public healthcare system, the Serviço Nacional de Saúde (SNS), provides affordable and comprehensive medical services to residents, including expats who hold a residency permit. The SNS covers essential services such as general practitioner visits, specialist consultations, maternity care, surgeries, and emergency treatments.

Services are not entirely free but are highly subsidized. For example, a general practitioner visit typically costs around €5–€10, while specialist consultations may range from €15–€20.

Emergency room visits cost approximately €20, and these fees are often waived for low-income individuals, children, and pregnant women.

Private Medical Insurance

Private healthcare offers shorter waiting times for appointments and procedures, as well as access to private hospitals and clinics with premium amenities.

The insurance plans in Portugal are relatively affordable compared to other European countries. Premiums start at around €40–€100 per month, depending on age, health condition, and coverage level.

Healthcare Quality and Facilities

Portugal’s healthcare system is ranked among the best in Europe for its quality and efficiency.

• Skilled Professionals: The country boasts highly trained medical professionals, many of whom have studied or worked abroad, ensuring familiarity with international healthcare standards.
• Modern Facilities: Both public and private hospitals are equipped with modern technology and facilities. Major cities like Lisbon and Porto have world-class hospitals, while smaller towns are served by well-maintained regional centers.
• Specialist Services: Portugal excels in areas like cardiology, oncology, and orthopedics. Expats have access to specialized care with great diagnostics and treatment options.

Tax Benefits for Portugal Residents

In many ways, expats enjoy unique advantages that make the tax system more favorable than in their home countries. Let’s break down the tax framework for expats in Portugal in 2025 and explore the key benefits.

NHR 2.0 Tax Regime

NHR 2.0 is the new iteration of Portugal’s popular tax incentive program for individuals relocating to Portugal. It extends many of the benefits found in the current regime but is more explicitly designed to attract active professionals and investors. The program continues to offer tax advantages for up to 10 years, making Portugal an even more appealing destination for those seeking a favorable tax environment alongside a high quality of life.

Application Period

Eligible individuals must register by March 15, 2025 to apply the 20% tax rate retroactively to any qualifying income earned in 2024. And starting in 2026, the official registration window begins on January 15 each year, allowing applicants to sign up for NHR 2.0 benefits for the subsequent tax period.

Eligibility Requirements

• Non-Tax Residency in Portugal for the Past 5 Years: You cannot have been a Portuguese tax resident during the five years before applying.
• 10-Year Benefit Period: As with the earlier regime, once approved, participants can enjoy the NHR 2.0 benefits for up to a decade.

Focus on Skilled Professionals and Investors

• High-Value Industries: Individuals in fields such as technology, healthcare, engineering, and finance can benefit from a 20% flat tax rate on qualifying employment or self-employment income.
• Attracting Investment: Investors in Portuguese businesses or real estate may also receive favorable tax treatments.
• Less Emphasis on Pensioners: While retirees may still apply, the program is now geared more toward active professionals contributing to Portugal’s economic and innovation landscape.

Income Tax Rates in Portugal

Portugal’s income tax system operates on a progressive scale, but expats often find it competitive when combined with other tax benefits.

Portugal Income Tax Rates (2025)

Special Deductions:

• Expats working in high-value professions under the NHR regime are taxed at a flat 20% on their Portuguese income, avoiding the higher brackets.
• Additional deductions are available for families, dependents, and healthcare expenses, which can further reduce taxable income.

For many expats, these rates, combined with deductions, are more favorable than those in countries with flat or higher-tiered tax systems.

Tax Advantages for Retirees

Retirees moving to Portugal find its tax system particularly advantageous, especially under the NHR regime.

• Foreign Pensions: Pensions received from abroad are taxed at a flat 10% rate under the NHR scheme. This is significantly lower than in most European countries, where rates often exceed 20–30%.
• Double-Taxation Treaties: Portugal has agreements with many countries to prevent double taxation, ensuring retirees aren’t taxed on the same income in both Portugal and their home country.
• Wealth and Inheritance Taxes: Portugal does not impose wealth tax, and inheritance tax is limited to transfers outside immediate family members, making it more favorable for estate planning.

Retirees also benefit from Portugal’s affordable cost of living and high-quality healthcare, making it an ideal destination for long-term settlement.

Additional Considerations

• VAT (Value-Added Tax): VAT in Portugal is set at 23% for most goods and services, with reduced rates of 13% for food and beverages and 6% for essential items like medications.
• No Wealth Tax: Unlike many European countries, Portugal does not tax personal wealth, which can be a significant advantage for high-net-worth individuals.
• Tax Compliance: Expats must file an annual tax return, even if their income is exempt under the NHR scheme. Professional tax advisors can help ensure compliance and maximize benefits.

Best Places to Live in Portugal

Believe us, if you decide to move to Portugal, the hardest part might just be choosing where to live. Not because of a lack of great options, but the exact opposite, Portugal offers such a variety of fantastic places that deciding can feel overwhelming.

Here are some of the most popular and proven locations where expats have found their perfect balance of lifestyle, convenience, and community.

Lisbon

The capital of Portugal, so there is a huge attention towards the city, both from the government, locals, and also expats. This makes it very appealing for those looking to settle. Besides being a very cozy and unique city, it is also very advanced in terms of infrastructure and services. The tech and innovation sector is very strong here, and the main revenue comes from these industries along with tourism and finance.

Porto

The second-largest city in Portugal, Porto, has a more relaxed and traditional vibe compared to Lisbon. Known for its cultural heritage and beautiful riverfront, Porto is a favorite among those who appreciate history and community. The city is cozy and vibrant, offering a mix of modern amenities and local traditions.

Algarve

The Algarve region is a true paradise for those seeking sunshine and tranquility. It’s famous for its golden beaches, stunning coastline, and peaceful towns. With over 300 days of sunshine a year, Algarve is perfect for retirees or anyone looking for a slower pace of life.

Madeira

Madeira is known as the "Island of Eternal Spring," offering mild weather all year round and breathtaking landscapes. The island has gained popularity among digital nomads and remote workers, thanks to its excellent internet connectivity and supportive community.

Education and Language in Portugal

Education is another important consideration, whether for your children or if you’re planning to enhance your own knowledge. Portugal offers a wide range of educational opportunities, from international schools with globally recognized standards to prestigious universities.

International Schools

For expat families, Portugal is home to a variety of international schools that cater to children from diverse backgrounds and offer globally recognized curricula. Some of the Top schools include St. Julian’s School (Lisbon),Carlucci American International School of Lisbon (CAISL), The British School of Lisbon and more.

Tuition fees range from €10,000 to €20,000 annually, depending on the school and grade level. While this is a significant expense, it guarantees access to high-quality education in English or other major languages.

Portuguese Language Requirements

While many people in Portugal, particularly in urban areas, speak English, learning Portuguese can open doors to deeper integration and cultural understanding.
For children in public schools, Portuguese is the language of instruction, so a basic understanding is essential.

For adults, it’s not mandatory but highly recommended for building connections and navigating everyday life. Even learning basic conversational Portuguese can significantly enhance your experience in the country.

Higher Education Options

Portugal is gaining recognition as a destination for higher education, attracting students from all over the world. Some of the best schools are University of Lisbon, University of Porto and NOVA University Lisbon.

Tuition fees are lower compared to many other European countries, typically ranging from €1,000 to €3,000 per year for EU students and slightly higher for non-EU students.

Working in Portugal

Job Market Overview

Portugal’s job market is diverse, with several industries experiencing significant growth in recent years.

Key Industries

• Technology: The tech scene is booming, particularly in Lisbon and Porto, with startups, fintech companies, and global corporations setting up operations. Skilled workers in software development, IT, and data analysis are in high demand.
• Tourism and Hospitality: Portugal’s popularity as a tourist destination keeps this sector vibrant, offering opportunities in hotels, event management, and customer service.
• Renewable Energy: The country is a leader in renewable energy, particularly solar and wind, creating roles in engineering, project management, and sustainability consulting.
• Education: There’s a steady demand for English teachers and professionals in international schools.

Employment Landscape

Salaries in Portugal are lower than in some Western European countries, with average monthly wages around €1,300–€1,500. However, the lower cost of living balances this out. The country offers a welcoming environment for skilled professionals, with work visa options for non-EU citizens.

Expats often find opportunities in multinational companies or niche industries, especially if they bring specialized skills.

Starting a Business in Portugal

Portugal’s entrepreneurial spirit is thriving, supported by government initiatives and a favorable business climate.

Ease of Setup

Setting up a business in Portugal is straightforward. The Empresa na Hora (Company in an Hour) initiative allows businesses to be registered quickly and efficiently. Key requirements include registering for a tax identification number (NIF) and opening a business bank account.

Government Support

Programs like Startup Portugal offer funding, mentorship, and networking opportunities for new businesses. Sectors like technology, sustainability, and tourism are particularly well-supported.

Costs and Taxes

The corporate tax rate in Portugal is 21%, with reduced rates available for small and medium enterprises in their initial years of operation. Additional incentives are available for businesses in low-density regions.

Portugal’s collaborative business culture and growing international networks make it an excellent choice for entrepreneurs seeking a European base.

Remote Work Opportunities

Portugal has emerged as a haven for remote workers and digital nomads, offering the perfect blend of infrastructure and lifestyle.

Infrastructure

High-speed internet is widely available, with fiber-optic connections in most urban and suburban areas. Coworking spaces like Second Home in Lisbon or Porto i/o in Porto provide comfortable, collaborative environments for professionals.

Lifestyle Benefits

Remote workers are drawn to Portugal for its mild climate, affordable cost of living, and vibrant cultural scene. Cities like Lisbon and Madeira have dedicated communities of digital nomads, making it easy to connect and collaborate.

Remote Work Visa

The Digital Nomad Visa introduced in Portugal allows remote workers to live and work in the country while maintaining employment abroad. Applicants must prove a monthly income of at least €3,040 and meet basic residency requirements.

Transportation and Infrastructure in Portugal

Portugal’s transportation system strikes a balance between efficiency, affordability, and convenience, making it easy to get around whether you’re commuting within cities or exploring the countryside. With reliable public transport, well-maintained roads, and excellent international connections, moving around Portugal is straightforward and stress-free.

Public Transport System

Portugal offers an extensive and affordable public transport system connecting major cities and towns.

Urban Transport

Lisbon and Porto are well-equipped with metro, bus, and tram networks. In Lisbon, a monthly public transport pass costs €40–€50, providing unlimited access to various modes. Porto offers similar pricing and scenic tram rides through historic areas.

Intercity Travel

Trains operated by CP connect major cities like Lisbon, Porto, and Faro, with advance tickets from €20. Affordable long-distance buses, such as Rede Expressos, reach smaller towns beyond the train network.

Driving in Portugal

Portugal’s roads are well-maintained, with highways offering quick travel, though tolls can add up based on distance. Rental cars start at €30–€50 per day, while owning a car requires local registration, a driver’s license, and budgeting for fuel at around €1.80 per liter in 2025.

International Connectivity

Portugal’s major airports make domestic and international travel easy. Lisbon Portela Airport is the busiest, connecting to Europe and the Americas. Porto Francisco Sá Carneiro Airport offers growing international options, while Faro Airport serves as a key entry to the Algarve. Airports are well-connected to city centers via metro, buses, and shuttles, ensuring convenient onward travel.

Legal Requirements and Documentation

Understanding the legal process is an essential part of moving to Portugal. From securing your residence permit to gathering the necessary documentation, being prepared ensures a smoother transition into your new life. Portugal offers a relatively straightforward process, making it accessible to expats from various backgrounds.

Residence Permit Process

Portugal’s residence permit process is designed to accommodate different residency types, including work, investment, retirement, and family reunification.

How It Works:

• Start by applying for the appropriate visa (e.g., Golden Visa, D7 Visa, Digital Nomad Visa) through the Portuguese consulate in your home country.
• Once in Portugal, book an appointment with SEF (Serviço de Estrangeiros e Fronteiras) to apply for your residence permit.
• Provide the required documents (outlined below) and pay the application fee, which typically ranges between €50–€200 depending on the visa type.

Residence permits usually take 1–3 months to process, depending on your application type and location.

Citizenship Pathway

Portugal offers one of the most straightforward routes to citizenship in Europe.

• Eligibility: After five years of legal residency, you can apply for Portuguese citizenship. This includes time spent under residence permits like the Golden Visa, D7 Visa, or Digital Nomad Visa.
• Benefits of Citizenship: Portuguese citizenship grants you access to the European Union, allowing visa-free travel, work, and residence in all EU member states.

For those committed to making Portugal their long-term home, citizenship is a natural step that brings significant advantages.

Conclusion

Portugal offers a welcoming environment for expats, supported by its affordable living costs, excellent healthcare, quality education, and diverse opportunities for work and leisure.

Whether you’re moving for personal growth, family, or business, the legal framework and residency pathways are structured to make the process manageable and accessible. 

FAQs About Living in Portugal

1. What are the key residency options for expats in Portugal?

Portugal offers several pathways to residency, including the Golden Visa (for investors),D7 Visa(for retirees and individuals with passive income),Digital Nomad Visa(for remote workers), and the D2 Visa (for entrepreneurs). Each option is tailored to specific needs, making it easier for expats to settle.

2. How does the Non-Habitual Resident (NHR) tax regime benefit expats?

The NHR regime provides significant tax advantages, such as a flat 20% tax rate on income from high-value professions in Portugal and reduced taxation or exemption on certain foreign income for up to 10 years. This regime is particularly attractive for retirees and skilled professionals.

3. What is the average cost of living in Portugal?

Living costs in Portugal are affordable compared to other European countries. For example, rent for a one-bedroom apartment ranges from €600 to €1,200, groceries cost €150–€250 per month, and public transport passes are€40–€50 monthly.

4. Can expats access healthcare in Portugal?

Yes, expats with residency permits can access Portugal’s public healthcare system (SNS), which is affordable and comprehensive. Additionally, private health insurance is available for those seeking faster services, with premiums starting at €40–€100 per month.

5. What are the requirements to apply for Portuguese citizenship?

After five years of legal residency, expats can apply for Portuguese citizenship. Required documents include proof of legal residency, a clean criminal record, and basic knowledge of the Portuguese language. Citizenship grants full EU rights, including visa-free travel and the ability to work in EU member states.

References:

Serviço de Estrangeiros e Fronteiras (SEF). (2025). Residency and citizenship in Portugal: Legal pathways. Retrieved from https://www.sef.pt

OECD. (2023). Portugal’s tax regime: Implications for global mobility. Retrieved from https://www.oecd.org/portugal

Governo de Portugal. (2024). Healthcare system in Portugal: Public and private access for residents. Retrieved from https://www.sns.gov.pt

Ministério dos Negócios Estrangeiros. (2024). Types of visas for Portugal: Golden Visa, D7, and more. Retrieved from https://vistos.mne.gov.pt/en

European Union Commission. (2023). Living and working in the EU: Benefits of Portuguese residency. Retrieved from https://ec.europa.eu